> For the complete documentation index, see [llms.txt](https://blog.sendune.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://blog.sendune.com/stripe-country-comparison.md).

# Stripe Country Comparison

{% hint style="info" %}

#### Originally published [<mark style="color:red;">here</mark>](https://docs.sendwithses.com/random-stuff/stripe-country-comparison) on our old blog.

#### This version has been updated on 31-July-2024

{% endhint %}

[Stripe](https://stripe.com/) is directly available in [46 countries](https://stripe.com/global). The charges vary country by country. As a thumb rule, Stripe charges are \~ 6.5%.

This [Google Sheet](https://docs.google.com/spreadsheets/d/1wqs3LHNPZsKymxszsmSaUaiCXgPc-VjIVCvYAdj00xI/edit?usp=sharing) compares all 43 Stripe countries. Make a copy if you wish to edit it.

{% embed url="<https://docs.google.com/spreadsheets/d/1wqs3LHNPZsKymxszsmSaUaiCXgPc-VjIVCvYAdj00xI>" %}

Stripe charges depend on four main factors.&#x20;

1. **Business Location:** The country where your company (and bank account) is registered.
2. **Customer Card Type:** Local cards are charged less while international cards are charged about 1.5% more. &#x20;
3. **Presentment Currency:**  The currency in which you bill your customers.
4. **Payout Currency:** Your local currency. Stripe usually pays you only in your local currency. Stripe charges a 2% currency conversion fee if your Payout Currency is different from your Presentment Currency. :(

### Highest Stripe Charge Countries.

Assuming your presentment and payout currencies are the same, top-3 countries with highest Stripe charges are ...&#x20;

1. Mexico (7.10%)
2. Hong Kong (6.25%)
3. Malaysia (5.90%)

### Lowest Stripe Charge Countries

Again, assuming your presentment and payout currencies are the same, European countries have the lowest Stripe charges (2.15% and 3.65% for local and international cards respectively).

Within EU, Norway has the highest Stripe charges (4.90% and 5.40% for local and international cards respectively).

{% hint style="success" %}

#### Also Read: [Enemy At The (Billing) Gates](/enemy-at-the-billing-gates.md).&#x20;

{% endhint %}

#### NOTE: Please write to hello\[at]sendwithses.com if you find a mistake in any calculations.

{% hint style="success" %}

#### Discuss this article on HN: <https://news.ycombinator.com/item?id=22012281>

{% endhint %}


---

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