# Stripe Country Comparison

{% hint style="info" %}

#### Originally published [<mark style="color:red;">here</mark>](https://docs.sendwithses.com/random-stuff/stripe-country-comparison) on our old blog.

#### This version has been updated on 31-July-2024

{% endhint %}

[Stripe](https://stripe.com/) is directly available in [46 countries](https://stripe.com/global). The charges vary country by country. As a thumb rule, Stripe charges are \~ 6.5%.

This [Google Sheet](https://docs.google.com/spreadsheets/d/1wqs3LHNPZsKymxszsmSaUaiCXgPc-VjIVCvYAdj00xI/edit?usp=sharing) compares all 43 Stripe countries. Make a copy if you wish to edit it.

{% embed url="<https://docs.google.com/spreadsheets/d/1wqs3LHNPZsKymxszsmSaUaiCXgPc-VjIVCvYAdj00xI>" %}

Stripe charges depend on four main factors.&#x20;

1. **Business Location:** The country where your company (and bank account) is registered.
2. **Customer Card Type:** Local cards are charged less while international cards are charged about 1.5% more. &#x20;
3. **Presentment Currency:**  The currency in which you bill your customers.
4. **Payout Currency:** Your local currency. Stripe usually pays you only in your local currency. Stripe charges a 2% currency conversion fee if your Payout Currency is different from your Presentment Currency. :(

### Highest Stripe Charge Countries.

Assuming your presentment and payout currencies are the same, top-3 countries with highest Stripe charges are ...&#x20;

1. Mexico (7.10%)
2. Hong Kong (6.25%)
3. Malaysia (5.90%)

### Lowest Stripe Charge Countries

Again, assuming your presentment and payout currencies are the same, European countries have the lowest Stripe charges (2.15% and 3.65% for local and international cards respectively).

Within EU, Norway has the highest Stripe charges (4.90% and 5.40% for local and international cards respectively).

{% hint style="success" %}

#### Also Read: [Enemy At The (Billing) Gates](/enemy-at-the-billing-gates.md).&#x20;

{% endhint %}

#### NOTE: Please write to hello\[at]sendwithses.com if you find a mistake in any calculations.

{% hint style="success" %}

#### Discuss this article on HN: <https://news.ycombinator.com/item?id=22012281>

{% endhint %}


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://blog.sendune.com/stripe-country-comparison.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.